Wyhy
Cheyenne, WY · Charter 9094 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$409.0MAssets
$294.1MLoans
$352.7MShares
$54.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 81% of credit unions under $1B in assets (rank 328 of 1682).
- Widest gap: nonperforming loans / loans trails 96% of credit unions under $1B in assets (rank 1612 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.24%
Rank 1,357 of 1,683
Net Interest Margin
4.44%
Rank 357 of 1,683
Efficiency Ratio
65.99%
Rank 328 of 1,682
Equity / Assets
13.43%
Rank 757 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.24% | 0.35% | 0.74% | 1.18% | Beats 19% | 1,357 / 1,683 | |
| Return on Equity | 1.77% | 2.67% | 5.89% | 8.74% | Beats 19% | 1,364 / 1,681 | |
| Net Interest Margin | 4.44% | 3.31% | 3.82% | 4.32% | Beats 79% | 357 / 1,683 | |
| Efficiency Ratio | 65.99% | 68.91% | 78.20% | 86.93% | Beats 81% | 328 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.42% | 0.26% | 0.65% | 1.29% | Beats 4% | 1,612 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.43% | 10.44% | 12.89% | 16.53% | Beats 55% | 757 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.43% | 10.44% | 12.89% | 16.53% | Beats 55% | 757 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 83.39% | 52.61% | 69.38% | 83.50% | 75th pctl | 425 / 1,683 | |
| Loans / Assets | 71.91% | 44.71% | 59.18% | 70.72% | 77th pctl | 383 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |