Roswell Community
Roswell, NM · Charter 9093 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 2 branches
Q2 2026
$50.3MAssets
$34.8MLoans
$39.9MShares
$8.5MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 97% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 3 of 60).
- Widest gap: nonperforming loans / loans trails 72% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 44 of 60).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.59%
Rank 3 of 60
Net Interest Margin
4.37%
Rank 17 of 60
Efficiency Ratio
51.32%
Rank 3 of 60
Equity / Assets
16.82%
Rank 23 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.59% | 0.02% | 0.62% | 0.99% | Beats 95% | 3 / 60 | |
| Return on Equity | 15.38% | 0.12% | 4.17% | 8.32% | Beats 95% | 3 / 60 | |
| Net Interest Margin | 4.37% | 3.36% | 3.95% | 4.45% | Beats 72% | 17 / 60 | |
| Efficiency Ratio | 51.32% | 70.09% | 78.52% | 92.77% | Beats 97% | 3 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.39% | 0.25% | 0.82% | 1.91% | Beats 28% | 44 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.82% | 11.15% | 14.35% | 19.86% | Beats 62% | 23 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.82% | 11.15% | 14.35% | 19.86% | Beats 62% | 23 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 87.15% | 51.31% | 60.45% | 81.20% | 87th pctl | 8 / 60 | |
| Loans / Assets | 69.24% | 41.11% | 52.43% | 68.66% | 77th pctl | 14 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |