Glenpool, OK · Charter 9090
NCUA · 2 branches
Q1 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2026, the quarter ended March 31, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Tulsa, OK area (n=15). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
7
Asset Quality
80
Profitability
9
Liquidity
100
Efficiency
7
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Glenpool, OK · Charter 9090
NCUA · 2 branches
Q1 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.54% | -0.71% | -0.90% | -2.91% | -2.10% | -1.85% | -2.33% | -1.49% | +142 bps | |
| Return on Equity | -5.91% | -8.05% | -9.73% | -34.52% | -24.43% | -22.43% | -30.55% | -20.54% | +1,398 bps | |
| Net Interest Margin | 2.76% | 2.67% | 2.81% | 2.79% | 3.02% | 3.05% | 3.17% | 3.17% | +39 bps | |
| Efficiency Ratio | 111.14% | 112.74% | 116.94% | 131.92% | 129.19% | 129.48% | 139.08% | 131.46% | -46 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.27% | 9.70% | 0.38% | 1.59% | -12.47% | -12.49% | -8.01% | -8.87% | -1,046 bps | |
| Loan Growth (YoY) | -5.01% | -7.90% | -9.20% | -10.69% | -13.65% | -13.31% | -13.44% | -12.80% | -211 bps | |
| Share Growth (YoY) | 14.37% | 15.78% | 8.44% | 11.53% | -10.97% | -12.48% | -6.60% | -8.32% | -1,985 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.38% | 0.26% | 0.57% | 0.50% | 0.74% | 0.60% | 1.75% | 0.30% | -20 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.08% | 8.80% | 9.22% | 8.43% | 8.61% | 8.26% | 7.62% | 7.27% | -116 bps | |
| Net Worth / Assets | 9.08% | 8.80% | 9.22% | 8.43% | 8.61% | 8.26% | 7.62% | 7.27% | -116 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 69.10% | 65.40% | 69.61% | 65.21% | 67.03% | 64.78% | 64.51% | 62.02% | -319 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Glenpool, OK · Charter 9090 · Peer group: credit unions under $1B in assets in the Tulsa, OK area (n=15)
NCUA · 2 branches
Q1 2026
Return on Assets
-1.49%
Rank 15 of 15
Net Interest Margin
3.16%
Rank 11 of 15
Efficiency Ratio
131.78%
Rank 15 of 15
Equity / Assets
7.27%
Rank 14 of 15
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -1.49% | -0.06% | 0.36% | 0.71% | Beats 0% | 15 / 15 | ||
| Return on Equity | -20.49% | -0.38% | 2.45% | 4.47% | Beats 0% | 15 / 15 | ||
| Net Interest Margin | 3.16% | 3.09% | 3.42% | 3.99% | Beats 27% | 11 / 15 | ||
| Efficiency Ratio | 131.78% | 82.98% | 88.46% | 96.78% | Beats 7% | 15 / 15 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.30% | 0.30% | 0.73% | 1.60% | Beats 80% | 4 / 15 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 7.27% | 8.96% | 12.18% | 15.77% | Beats 7% | 14 / 15 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 7.27% | 8.96% | 12.18% | 15.77% | Beats 7% | 14 / 15 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 62.02% | 46.04% | 62.02% | 81.72% | 47th pctl | 8 / 15 | ||
| Loans / Assets | 57.57% | 40.66% | 57.57% | 71.83% | 47th pctl | 8 / 15 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||