PRR South Fork
South Fork, PA · Charter 909 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 2 branches
Q2 2026
$48.8MAssets
$20.2MLoans
$38.4MShares
$10.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 85% of credit unions under $1B in assets in PA (rank 12 of 72).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets in PA (rank 70 of 72).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.85%
Rank 43 of 72
Net Interest Margin
2.14%
Rank 70 of 72
Efficiency Ratio
64.42%
Rank 20 of 72
Equity / Assets
20.75%
Rank 14 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.85% | 0.59% | 1.06% | 1.40% | Beats 40% | 43 / 72 | | |
| Return on Equity | 4.09% | 5.27% | 7.11% | 9.91% | Beats 21% | 57 / 72 | | |
| Net Interest Margin | 2.14% | 3.09% | 3.57% | 4.10% | Beats 3% | 70 / 72 | | |
| Efficiency Ratio | 64.42% | 64.37% | 73.67% | 81.63% | Beats 74% | 20 / 72 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.20% | 0.58% | 1.09% | Beats 85% | 12 / 72 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.75% | 10.74% | 12.96% | 16.84% | Beats 81% | 14 / 72 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.75% | 10.74% | 12.96% | 16.84% | Beats 81% | 14 / 72 | | |
| Liquidity & Funding |
| Loans / Deposits | 52.54% | 34.39% | 52.54% | 65.98% | 50th pctl | 36 / 72 | | |
| Loans / Assets | 41.40% | 30.23% | 45.37% | 57.67% | 42nd pctl | 42 / 72 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |