Depository Trust Company, The
Brooklyn, NY · Cert 90544 · Peer group: banks over $10B in assets (n=144)
FDIC
Q2 2026
$11.0BAssets
$0KLoans
$0KDeposits
$1.0BEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 97% of banks over $10B in assets (rank 4 of 144).
- Widest gap: net interest margin trails 100% of banks over $10B in assets (rank 144 of 144).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.82%
Rank 130 of 144
Net Interest Margin
0.48%
Rank 144 of 144
Efficiency Ratio
82.52%
Rank 141 of 144
Equity / Assets
9.18%
Rank 113 of 144
Non-interest income vs. expense
Favorable gap of $93.8M · efficiency ratio beats 3% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 1.00% | 1.26% | 1.54% | Beats 10% | 130 / 144 | |
| Return on Equity | 8.94% | 8.98% | 11.34% | 14.40% | Beats 24% | 109 / 144 | |
| Net Interest Margin | 0.48% | 2.82% | 3.31% | 3.68% | Beats 0% | 144 / 144 | |
| Efficiency Ratio | 82.52% | 49.42% | 56.02% | 62.41% | Beats 3% | 141 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 42.05% | 12.07% | 12.98% | 14.92% | Beats 97% | 4 / 144 | |
| Total Risk-Based Capital Ratio | 42.05% | 13.39% | 14.14% | 16.25% | Beats 97% | 4 / 144 | |
| Equity / Assets | 9.18% | 9.69% | 11.39% | 12.96% | Beats 22% | 113 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 59.83% | 69.07% | 74.80% | 0th pctl | 143 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |