Bank of Landisburg, The
Landisburg, PA · Cert 90384 · Peer group: banks under $1B in assets (n=581-629)
State charter, Fed member · FED · 4 branches
Q2 2026
$417.1MAssets
$275.6MLoans
$347.7MDeposits
$67.9MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 93% of banks under $1B in assets (rank 45 of 629).
- Widest gap: nonperforming loans / loans trails 83% of banks under $1B in assets (rank 482 of 581).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.73%
Rank 108 of 629
Net Interest Margin
3.67%
Rank 277 of 629
Efficiency Ratio
46.07%
Rank 45 of 629
Equity / Assets
16.28%
Rank 116 of 629
Non-interest income vs. expense
Unfavorable gap of $6.4M · efficiency ratio beats 93% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.73% | 0.60% | 1.01% | 1.45% | Beats 83% | 108 / 629 | | |
| Return on Equity | 10.60% | 5.38% | 9.30% | 13.28% | Beats 57% | 269 / 629 | | |
| Net Interest Margin | 3.67% | 3.03% | 3.54% | 4.05% | Beats 56% | 277 / 629 | | |
| Efficiency Ratio | 46.07% | 58.35% | 67.79% | 79.08% | Beats 93% | 45 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.61% | 0.09% | 0.46% | 1.20% | Beats 17% | 482 / 581 | | |
| Net Charge-Offs / Loans | 0.03% | n/a | 0.01% | 0.06% | Beats 38% | 365 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 16.97% | 11.24% | 13.84% | 18.77% | Beats 69% | 193 / 629 | | |
| Total Risk-Based Capital Ratio | 16.97% | 11.58% | 14.43% | 19.66% | Beats 67% | 209 / 629 | | |
| Equity / Assets | 16.28% | 9.09% | 10.65% | 13.80% | Beats 82% | 116 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.24% | 67.24% | 80.90% | 93.48% | 48th pctl | 309 / 594 | | |
| Loans / Assets | 66.06% | 53.31% | 67.71% | 78.15% | 47th pctl | 336 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |