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Eagle Bank

Everett, MA · Cert 90191 · Peer group: banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=28-29) · Eagle Bcorp MHC

SI · FDIC · 6 branches

Q2 2026

$709.0MAssets
$586.9MLoans
$617.8MDeposits
$70.2MEquity

Executive Summary

  • Strongest standing: net interest margin outperforms 83% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 5 of 29).
  • Widest gap: total risk-based capital ratio trails 79% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 23 of 29).
  • Overall: at or above the peer median on 4 of 9 directional measures.

Return on Assets

0.34%

Rank 19 of 29

Net Interest Margin

3.17%

Rank 5 of 29

Efficiency Ratio

84.14%

Rank 15 of 29

Equity / Assets

9.90%

Rank 14 of 29

Non-interest income vs. expense

$1.4M$19.9MINCOMEEXPENSE
Unfavorable gap of $18.5M · efficiency ratio beats 52% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area
Bank 84.14%Peer median 84.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets0.34%0.23%0.39%0.50%Beats 34%19 / 29
Return on Equity3.44%2.29%3.46%5.78%Beats 45%16 / 29
Net Interest Margin3.17%2.42%2.71%3.01%Beats 83%5 / 29
Efficiency Ratio84.14%78.96%84.14%93.09%Beats 52%15 / 29
Asset Quality
Nonperforming Loans / Loans0.04%0.03%0.13%0.43%Beats 69%10 / 29
Net Charge-Offs / Loans0.00%n/a0.00%0.00%Beats 38%19 / 29
Capital
Tier 1 Capital Ratio10.63%11.54%13.48%16.99%Beats 21%23 / 29
Total Risk-Based Capital Ratio10.63%11.54%14.44%17.87%Beats 21%23 / 29
Equity / Assets9.90%8.70%9.70%11.05%Beats 52%14 / 29
Liquidity & Funding
Loans / Deposits95.00%84.22%92.17%95.56%71st pctl8 / 28
Loans / Assets82.78%69.12%73.70%81.02%79th pctl6 / 29
Brokered Deposits / Depositsn/aNot reported for this institution