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Bank of Canton, The

Canton, MA · Cert 90175 · Peer group: banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=28-29) · Ponkapoag Bcorp MHC

SI · FDIC · 5 branches

Q2 2026

$782.5MAssets
$537.9MLoans
$661.1MDeposits
$114.1MEquity

Executive Summary

  • Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 15 of 29).
  • Widest gap: nonperforming loans / loans trails 90% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 27 of 29).
  • Overall: at or above the peer median on 8 of 9 directional measures.

Return on Assets

0.51%

Rank 7 of 29

Net Interest Margin

3.35%

Rank 4 of 29

Efficiency Ratio

73.92%

Rank 6 of 29

Equity / Assets

14.59%

Rank 4 of 29

Non-interest income vs. expense

$5.5M$23.9MINCOMEEXPENSE
Unfavorable gap of $18.5M · efficiency ratio beats 83% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area
Bank 73.92%Peer median 84.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets0.51%0.23%0.39%0.50%Beats 76%7 / 29
Return on Equity3.51%2.29%3.46%5.78%Beats 52%14 / 29
Net Interest Margin3.35%2.42%2.71%3.01%Beats 86%4 / 29
Efficiency Ratio73.92%78.96%84.14%93.09%Beats 83%6 / 29
Asset Quality
Nonperforming Loans / Loans0.90%0.03%0.13%0.43%Beats 10%27 / 29
Net Charge-Offs / Loans0.00%n/a0.00%0.00%Beats 100%15 / 29
Capital
Tier 1 Capital Ratio22.99%11.54%13.48%16.99%Beats 90%3 / 29
Total Risk-Based Capital Ratio24.24%11.54%14.44%17.87%Beats 90%3 / 29
Equity / Assets14.59%8.70%9.70%11.05%Beats 86%4 / 29
Liquidity & Funding
Loans / Deposits81.36%84.22%92.17%95.56%18th pctl23 / 28
Loans / Assets68.74%69.12%73.70%81.02%21st pctl23 / 29
Brokered Deposits / Depositsn/aNot reported for this institution