Davison Employees
Sulphur, LA · Charter 8967 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
$4.3MAssets
$3.1MLoans
$3.3MShares
$1.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 96% of credit unions under $1B in assets in LA (rank 2 of 57).
- Widest gap: return on assets trails 96% of credit unions under $1B in assets in LA (rank 55 of 57).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-1.12%
Rank 55 of 57
Net Interest Margin
6.30%
Rank 2 of 57
Efficiency Ratio
85.11%
Rank 34 of 56
Equity / Assets
23.69%
Rank 14 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.12% | 0.18% | 0.61% | 1.03% | Beats 4% | 55 / 57 | |
| Return on Equity | -4.72% | 0.88% | 3.71% | 5.62% | Beats 5% | 54 / 57 | |
| Net Interest Margin | 6.30% | 3.51% | 3.94% | 4.60% | Beats 96% | 2 / 57 | |
| Efficiency Ratio | 85.11% | 76.49% | 84.29% | 92.65% | Beats 41% | 34 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.09% | 0.35% | 1.18% | 2.04% | Beats 23% | 45 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 23.69% | 11.86% | 15.46% | 23.44% | Beats 75% | 14 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 23.69% | 11.86% | 15.46% | 23.44% | Beats 75% | 14 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 95.04% | 55.77% | 71.07% | 79.18% | 88th pctl | 7 / 57 | |
| Loans / Assets | 72.39% | 44.60% | 59.45% | 67.17% | 89th pctl | 6 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |