Advantageplus of Indiana
Terre Haute, IN · Charter 8925 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$43.9MAssets
$25.3MLoans
$34.9MShares
$9.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 89% of credit unions under $1B in assets (rank 193 of 1683).
- Widest gap: nonperforming loans / loans trails 49% of credit unions under $1B in assets (rank 833 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.31%
Rank 343 of 1,683
Net Interest Margin
4.26%
Rank 456 of 1,683
Efficiency Ratio
61.50%
Rank 212 of 1,682
Equity / Assets
20.81%
Rank 193 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.31% | 0.35% | 0.74% | 1.18% | Beats 80% | 343 / 1,683 | | |
| Return on Equity | 6.28% | 2.67% | 5.89% | 8.74% | Beats 54% | 773 / 1,681 | | |
| Net Interest Margin | 4.26% | 3.31% | 3.82% | 4.32% | Beats 73% | 456 / 1,683 | | |
| Efficiency Ratio | 61.50% | 68.91% | 78.20% | 86.93% | Beats 87% | 212 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.64% | 0.26% | 0.65% | 1.29% | Beats 51% | 833 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.81% | 10.44% | 12.89% | 16.53% | Beats 89% | 193 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.81% | 10.44% | 12.89% | 16.53% | Beats 89% | 193 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.68% | 52.61% | 69.38% | 83.50% | 56th pctl | 736 / 1,683 | | |
| Loans / Assets | 57.73% | 44.71% | 59.18% | 70.72% | 47th pctl | 889 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |