Tacoma, WA · Charter 89241
Q4 1996
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 5.85% | 6.12% | 6.09% | 6.08% | 6.00% | 5.87% | -25 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 7.10% | 8.26% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 4.89% | 4.03% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 3.35% | 4.98% | n/a | |
| Asset Quality | ||||||||
| Delinquent Loans / Loans | 0.90% | 0.74% | 0.40% | 0.55% | 0.33% | 0.63% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||
| Loans / Shares | 97.65% | 100.33% | 100.81% | 109.02% | 99.11% | 99.43% | -90 bps | |
| Liquid Assets / Assets | 2.14% | 2.86% | 5.75% | 1.79% | 4.72% | 8.79% | +594 bps | |