PackageTrendsPeer
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Sno Falls

Snoqualmie, WA · Charter 89213

Q2 1997

$12.8MAssets
$9.4MLoans
$11.6MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 3.57%, down 75 bps year over year.
  • Asset quality: problem loans at 0.86% of loans (+73 bps YoY).
  • Funding: loans stand at 80.85% of shares as of Q2 1997.

Return on Assets (YTD, annualized)

3.57%-75 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996Q4 1996Q2 1997YoY ΔTrend
Earnings
Return on Assets3.44%3.80%4.31%4.18%3.91%3.94%3.57%-75 bps
Return on Equityn/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a11.08%22.85%20.88%n/a
Loan Growth (YoY)n/an/an/an/a36.21%41.52%31.73%n/a
Share Growth (YoY)n/an/an/an/a8.88%22.82%20.78%n/a
Asset Quality
Delinquent Loans / Loans0.50%0.15%0.13%0.66%0.20%0.21%0.86%+73 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.32%0.42%0.44%+44 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares60.20%68.13%74.13%71.03%75.31%78.50%80.85%+672 bps
Liquid Assets / Assets24.81%15.52%10.66%17.86%15.69%14.55%18.91%+825 bps