Shreveport, LA · Charter 8921
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.65% | 1.59% | 1.07% | 1.18% | 1.26% | 1.22% | 1.17% | 0.91% | -27 bps | |
| Return on Equity | 9.16% | 8.73% | 6.14% | 6.50% | 6.96% | 6.55% | 6.56% | 4.91% | -159 bps | |
| Net Interest Margin | 4.35% | 4.31% | 3.97% | 4.08% | 4.06% | 4.17% | 3.83% | 3.94% | -14 bps | |
| Efficiency Ratio | 66.07% | 67.63% | 73.28% | 73.11% | 71.68% | 72.92% | 74.13% | 76.51% | +340 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.67% | 1.45% | 4.70% | 5.99% | 7.25% | 4.91% | 4.46% | 3.99% | -200 bps | |
| Loan Growth (YoY) | 0.33% | -2.71% | -4.74% | -3.17% | 1.34% | 0.35% | -1.48% | 0.79% | +396 bps | |
| Share Growth (YoY) | -5.97% | 0.64% | 4.12% | 5.76% | 6.22% | 4.78% | 4.55% | 3.50% | -225 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.58% | 0.90% | 0.42% | 0.71% | 0.74% | 0.55% | 0.61% | 0.32% | -39 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.04% | 18.24% | 17.41% | 18.16% | 18.11% | 18.60% | 17.85% | 18.53% | +37 bps | |
| Net Worth / Assets | 18.04% | 18.24% | 17.41% | 18.16% | 18.11% | 18.60% | 17.85% | 18.53% | +37 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 89.96% | 88.50% | 79.70% | 84.24% | 85.83% | 84.75% | 75.10% | 82.03% | -221 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |