Shreveport, LA · Charter 8921
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
61
Asset Quality
79
Profitability
61
Liquidity
56
Efficiency
75
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Shreveport, LA · Charter 8921
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.65% | 1.59% | 1.07% | 1.18% | 1.26% | 1.22% | 1.17% | 0.91% | -27 bps | |
| Return on Equity | 9.16% | 8.73% | 6.14% | 6.50% | 6.96% | 6.55% | 6.56% | 4.91% | -159 bps | |
| Net Interest Margin | 4.35% | 4.31% | 3.97% | 4.08% | 4.06% | 4.17% | 3.83% | 3.94% | -14 bps | |
| Efficiency Ratio | 66.07% | 67.63% | 73.28% | 73.11% | 71.68% | 72.92% | 74.13% | 76.51% | +340 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.67% | 1.45% | 4.70% | 5.99% | 7.25% | 4.91% | 4.46% | 3.99% | -200 bps | |
| Loan Growth (YoY) | 0.33% | -2.71% | -4.74% | -3.17% | 1.34% | 0.35% | -1.48% | 0.79% | +396 bps | |
| Share Growth (YoY) | -5.97% | 0.64% | 4.12% | 5.76% | 6.22% | 4.78% | 4.55% | 3.50% | -225 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.58% | 0.90% | 0.42% | 0.71% | 0.74% | 0.55% | 0.61% | 0.32% | -39 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.04% | 18.24% | 17.41% | 18.16% | 18.11% | 18.60% | 17.85% | 18.53% | +37 bps | |
| Net Worth / Assets | 18.04% | 18.24% | 17.41% | 18.16% | 18.11% | 18.60% | 17.85% | 18.53% | +37 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 89.96% | 88.50% | 79.70% | 84.24% | 85.83% | 84.75% | 75.10% | 82.03% | -221 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Shreveport, LA · Charter 8921 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 3 branches
Q2 2026
Return on Assets
0.91%
Rank 17 of 57
Net Interest Margin
3.94%
Rank 29 of 57
Efficiency Ratio
76.49%
Rank 15 of 56
Equity / Assets
18.53%
Rank 22 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.91% | 0.18% | 0.61% | 1.03% | Beats 70% | 17 / 57 | ||
| Return on Equity | 4.91% | 0.88% | 3.71% | 5.62% | Beats 63% | 21 / 57 | ||
| Net Interest Margin | 3.94% | 3.51% | 3.94% | 4.60% | Beats 49% | 29 / 57 | ||
| Efficiency Ratio | 76.49% | 76.49% | 84.29% | 92.65% | Beats 75% | 15 / 56 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.32% | 0.35% | 1.18% | 2.04% | Beats 79% | 13 / 57 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 18.53% | 11.86% | 15.46% | 23.44% | Beats 61% | 22 / 57 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 18.53% | 11.86% | 15.46% | 23.44% | Beats 61% | 22 / 57 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 82.03% | 55.77% | 71.07% | 79.18% | 77th pctl | 13 / 57 | ||
| Loans / Assets | 65.99% | 44.60% | 59.45% | 67.17% | 70th pctl | 17 / 57 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||