Tacoma, WA · Charter 89173
Q2 1997
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Earnings | |||||||||
| Return on Assets | 4.44% | 4.25% | 4.25% | 4.25% | 4.56% | 4.28% | 4.78% | +52 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 14.55% | 21.18% | 26.44% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 23.36% | 33.29% | 24.38% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 14.05% | 21.35% | 27.28% | n/a | |
| Asset Quality | |||||||||
| Delinquent Loans / Loans | 0.52% | 0.96% | 0.83% | 0.04% | 0.69% | 1.10% | 1.66% | +83 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.45% | 0.44% | 0.57% | 0.64% | 0.43% | 0.55% | 0.64% | +7 bps | |
| Capital | |||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||||
| Loans / Shares | 80.87% | 83.20% | 87.17% | 83.74% | 87.47% | 91.39% | 85.19% | -198 bps | |
| Liquid Assets / Assets | 9.89% | 6.87% | 15.43% | 10.35% | 14.36% | 11.16% | 9.84% | -559 bps | |