PackageTrendsPeer
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Quimper

Port Townsend, WA · Charter 89158

Q2 1996

$13.3MAssets
$8.8MLoans
$12.1MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 4.42%, up 48 bps year over year.
  • Asset quality: problem loans at 0.53% of loans (-85 bps YoY).
  • Funding: loans stand at 72.85% of shares as of Q2 1996.

Return on Assets (YTD, annualized)

4.42%+48 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets3.94%4.12%4.37%4.63%4.42%+48 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a7.58%n/an/a
Loan Growth (YoY)n/an/an/an/a9.61%n/an/a
Share Growth (YoY)n/an/an/an/a5.07%n/an/a
Asset Quality
Delinquent Loans / Loans1.38%0.93%0.69%1.00%0.53%-85 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.12%1.17%0.96%0.86%0.50%-62 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares69.83%73.79%81.77%79.33%72.85%+302 bps
Liquid Assets / Assets11.09%5.76%4.63%6.50%13.32%+224 bps