Erie City Employees
Erie, PA · Charter 8913 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 1 branch
Q2 2026
$8.2MAssets
$5.7MLoans
$6.3MShares
$1.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 97% of credit unions under $1B in assets in PA (rank 3 of 72).
- Widest gap: net interest margin trails 96% of credit unions under $1B in assets in PA (rank 69 of 72).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.37%
Rank 21 of 72
Net Interest Margin
2.18%
Rank 69 of 72
Efficiency Ratio
42.22%
Rank 3 of 72
Equity / Assets
22.77%
Rank 8 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.37% | 0.59% | 1.06% | 1.40% | Beats 71% | 21 / 72 | | |
| Return on Equity | 6.02% | 5.27% | 7.11% | 9.91% | Beats 36% | 46 / 72 | | |
| Net Interest Margin | 2.18% | 3.09% | 3.57% | 4.10% | Beats 4% | 69 / 72 | | |
| Efficiency Ratio | 42.22% | 64.37% | 73.67% | 81.63% | Beats 97% | 3 / 72 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.20% | 0.58% | 1.09% | Beats 82% | 14 / 72 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.77% | 10.74% | 12.96% | 16.84% | Beats 89% | 8 / 72 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.77% | 10.74% | 12.96% | 16.84% | Beats 89% | 8 / 72 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.61% | 34.39% | 52.54% | 65.98% | 97th pctl | 2 / 72 | | |
| Loans / Assets | 69.67% | 30.23% | 45.37% | 57.67% | 93rd pctl | 5 / 72 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |