Coxsackie Correctional Emp.
Coxsackie, NY · Charter 888 · Peer group: credit unions under $1B in assets in NY (n=59)
NCUA · 2 branches
Q2 2026
$4.4MAssets
$1.9MLoans
$3.2MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 97% of credit unions under $1B in assets in NY (rank 2 of 59).
- Widest gap: nonperforming loans / loans trails 97% of credit unions under $1B in assets in NY (rank 58 of 59).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
-0.90%
Rank 56 of 59
Net Interest Margin
4.43%
Rank 10 of 59
Efficiency Ratio
63.27%
Rank 14 of 59
Equity / Assets
28.71%
Rank 2 of 59
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.90% | 0.28% | 1.01% | 1.42% | Beats 5% | 56 / 59 | |
| Return on Equity | -3.15% | 2.31% | 7.92% | 10.52% | Beats 7% | 55 / 59 | |
| Net Interest Margin | 4.43% | 3.24% | 3.66% | 4.04% | Beats 83% | 10 / 59 | |
| Efficiency Ratio | 63.27% | 63.53% | 74.15% | 82.44% | Beats 78% | 14 / 59 | |
| Asset Quality |
| Nonperforming Loans / Loans | 7.71% | 0.32% | 0.68% | 1.20% | Beats 3% | 58 / 59 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 28.71% | 10.94% | 13.05% | 16.06% | Beats 97% | 2 / 59 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 28.71% | 10.94% | 13.05% | 16.06% | Beats 97% | 2 / 59 | |
| Liquidity & Funding |
| Loans / Deposits | 60.02% | 40.49% | 57.59% | 78.86% | 53rd pctl | 28 / 59 | |
| Loans / Assets | 42.76% | 33.06% | 50.92% | 63.03% | 41st pctl | 35 / 59 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |