Alleg-Kiski Postal
New Kensington, PA · Charter 8825 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$19.5MAssets
$7.5MLoans
$15.8MShares
$3.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 85% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 12 of 78).
- Widest gap: nonperforming loans / loans trails 71% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 56 of 78).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.27%
Rank 23 of 78
Net Interest Margin
4.41%
Rank 12 of 78
Efficiency Ratio
72.73%
Rank 32 of 78
Equity / Assets
19.01%
Rank 16 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.27% | 0.37% | 0.83% | 1.31% | Beats 71% | 23 / 78 | | |
| Return on Equity | 6.68% | 1.73% | 5.71% | 9.08% | Beats 55% | 35 / 78 | | |
| Net Interest Margin | 4.41% | 3.17% | 3.63% | 4.21% | Beats 85% | 12 / 78 | | |
| Efficiency Ratio | 72.73% | 65.01% | 78.15% | 89.28% | Beats 60% | 32 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.83% | 0.40% | 0.84% | 1.97% | Beats 29% | 56 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.01% | 12.42% | 15.10% | 18.27% | Beats 79% | 16 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.01% | 12.42% | 15.10% | 18.27% | Beats 79% | 16 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 47.75% | 34.83% | 50.41% | 71.84% | 49th pctl | 40 / 78 | | |
| Loans / Assets | 38.56% | 29.34% | 41.02% | 56.96% | 41st pctl | 46 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |