Camden, AR · Charter 8812
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.60% | 1.63% | 1.57% | 0.90% | 1.04% | -56 bps | |
| Return on Equity | 12.12% | 12.15% | 11.36% | 6.66% | 7.47% | -464 bps | |
| Net Interest Margin | 4.97% | 4.96% | 5.03% | 4.74% | 4.86% | -11 bps | |
| Efficiency Ratio | 70.74% | 70.35% | 71.94% | 76.53% | 77.45% | +671 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.73% | 5.58% | 4.83% | 4.80% | 4.51% | +78 bps | |
| Loan Growth (YoY) | 3.00% | 3.57% | 1.92% | -1.33% | -0.70% | -369 bps | |
| Share Growth (YoY) | 3.18% | 3.59% | 3.49% | 4.08% | 3.46% | +28 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.29% | 1.20% | 1.65% | 0.85% | 1.25% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.22% | 13.43% | 13.85% | 13.56% | 13.91% | +69 bps | |
| Net Worth / Assets | 13.22% | 13.43% | 13.85% | 13.56% | 13.91% | +69 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 84.04% | 84.32% | 84.97% | 79.58% | 80.67% | -337 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |