Washington, DC · Charter 8797
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.53% | 0.44% | 0.42% | 0.64% | 0.80% | +27 bps | |
| Return on Equity | 4.97% | 4.10% | 4.04% | 6.11% | 7.24% | +227 bps | |
| Net Interest Margin | 3.24% | 3.28% | 3.19% | 3.22% | 3.37% | +13 bps | |
| Efficiency Ratio | 81.56% | 83.76% | 82.29% | 79.72% | 77.89% | -367 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.61% | 4.85% | 4.96% | 3.08% | 2.17% | -244 bps | |
| Loan Growth (YoY) | 1.48% | 1.89% | 6.14% | 8.42% | 8.33% | +685 bps | |
| Share Growth (YoY) | 4.26% | 4.69% | 4.45% | 2.68% | 1.77% | -249 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.11% | 1.20% | 1.24% | 0.90% | 1.62% | +51 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.76% | 10.82% | 10.44% | 10.45% | 11.04% | +28 bps | |
| Net Worth / Assets | 10.76% | 10.82% | 10.44% | 10.45% | 11.04% | +28 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 66.04% | 67.01% | 66.76% | 66.31% | 70.29% | +425 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |