Snake River
Twin Falls, ID · Charter 8749 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$12.0MAssets
$10.9MLoans
$10.0MShares
$1.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 83% of credit unions under $1B in assets (rank 288 of 1682).
- Widest gap: efficiency ratio trails 59% of credit unions under $1B in assets (rank 1001 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.79%
Rank 793 of 1,683
Net Interest Margin
4.35%
Rank 403 of 1,683
Efficiency Ratio
81.36%
Rank 1,001 of 1,682
Equity / Assets
15.44%
Rank 506 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.79% | 0.35% | 0.74% | 1.18% | Beats 53% | 793 / 1,683 | | |
| Return on Equity | 5.09% | 2.67% | 5.89% | 8.74% | Beats 43% | 951 / 1,681 | | |
| Net Interest Margin | 4.35% | 3.31% | 3.82% | 4.32% | Beats 76% | 403 / 1,683 | | |
| Efficiency Ratio | 81.36% | 68.91% | 78.20% | 86.93% | Beats 41% | 1,001 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.15% | 0.26% | 0.65% | 1.29% | Beats 83% | 288 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.44% | 10.44% | 12.89% | 16.53% | Beats 70% | 506 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.44% | 10.44% | 12.89% | 16.53% | Beats 70% | 506 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 108.55% | 52.61% | 69.38% | 83.50% | 99th pctl | 23 / 1,683 | | |
| Loans / Assets | 90.74% | 44.71% | 59.18% | 70.72% | 100th pctl | 8 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |