Gateway Bank
Rison, AR · Cert 8730 · Peer group: banks under $1B in assets (n=581-629) · Sigma Holdings Inc.
State charter, Fed member · FED · 3 branches
Q2 2026
$181.0MAssets
$160.7MLoans
$162.6MDeposits
$17.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 72% of banks under $1B in assets (rank 176 of 629).
- Widest gap: nonperforming loans / loans trails 96% of banks under $1B in assets (rank 557 of 581).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.60%
Rank 476 of 629
Net Interest Margin
3.97%
Rank 176 of 629
Efficiency Ratio
77.63%
Rank 455 of 629
Equity / Assets
9.68%
Rank 406 of 629
Non-interest income vs. expense
Unfavorable gap of $5.5M · efficiency ratio beats 28% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.60% | 0.60% | 1.01% | 1.45% | Beats 24% | 476 / 629 | |
| Return on Equity | 6.15% | 5.38% | 9.30% | 13.28% | Beats 29% | 449 / 629 | |
| Net Interest Margin | 3.97% | 3.03% | 3.54% | 4.05% | Beats 72% | 176 / 629 | |
| Efficiency Ratio | 77.63% | 58.35% | 67.79% | 79.08% | Beats 28% | 455 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.96% | 0.09% | 0.46% | 1.20% | Beats 4% | 557 / 581 | |
| Net Charge-Offs / Loans | 0.04% | n/a | 0.01% | 0.06% | Beats 31% | 401 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 9.65% | 11.24% | 13.84% | 18.77% | Beats 8% | 581 / 629 | |
| Total Risk-Based Capital Ratio | 9.65% | 11.58% | 14.43% | 19.66% | Beats 7% | 583 / 629 | |
| Equity / Assets | 9.68% | 9.09% | 10.65% | 13.80% | Beats 35% | 406 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 98.84% | 67.24% | 80.90% | 93.48% | 84th pctl | 95 / 594 | |
| Loans / Assets | 88.80% | 53.31% | 67.71% | 78.15% | 98th pctl | 12 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |