Port Washington State Bank, The
Port Washington, WI · Cert 8698 · Peer group: banks $1B-$10B in assets (n=322-328) · Port Bancshares Inc.
State charter, non-member · FDIC · 8 branches
Q2 2026
$1.0BAssets
$655.0MLoans
$926.9MDeposits
$72.5MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 87% of banks $1B-$10B in assets (rank 42 of 322).
- Widest gap: equity / assets trails 98% of banks $1B-$10B in assets (rank 321 of 328).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.72%
Rank 279 of 328
Net Interest Margin
3.00%
Rank 251 of 328
Efficiency Ratio
70.36%
Rank 267 of 328
Equity / Assets
7.18%
Rank 321 of 328
Non-interest income vs. expense
Unfavorable gap of $20.1M · efficiency ratio beats 19% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.91% | 1.22% | 1.52% | Beats 15% | 279 / 328 | | |
| Return on Equity | 10.02% | 8.43% | 11.45% | 14.43% | Beats 35% | 213 / 328 | | |
| Net Interest Margin | 3.00% | 3.03% | 3.45% | 3.83% | Beats 23% | 251 / 328 | | |
| Efficiency Ratio | 70.36% | 51.61% | 59.56% | 67.53% | Beats 19% | 267 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.24% | 0.51% | 1.03% | Beats 87% | 42 / 322 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.03% | 0.10% | Beats 75% | 83 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 11.93% | 11.75% | 13.15% | 15.47% | Beats 29% | 234 / 328 | | |
| Total Risk-Based Capital Ratio | 12.84% | 12.63% | 14.15% | 16.46% | Beats 28% | 235 / 328 | | |
| Equity / Assets | 7.18% | 9.15% | 10.33% | 12.01% | Beats 2% | 321 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.67% | 76.63% | 87.92% | 95.36% | 16th pctl | 270 / 323 | | |
| Loans / Assets | 64.87% | 65.18% | 74.15% | 79.98% | 24th pctl | 248 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |