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Hoodview

Killeen, TX · Charter 8676

NCUA · 5 branches

Q3 2018

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q3 2018, the quarter ended September 30, 2018, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Hoodview

Killeen, TX · Charter 8676

NCUA · 5 branches

Q3 2018

$156.3MAssets
$73.7MLoans
$142.7MShares
$11.5MNet Worth

Executive Summary

  • Earnings: ROA of 1.02%, up 108 bps year over year; NIM at 2.96%.
  • Asset quality: problem loans at 0.53% of loans (+3 bps YoY).
  • Capital: net worth / assets of 7.36%, up 78 bps from a year ago.
  • Funding: loans stand at 51.63% of shares as of Q3 2018.

Return on Assets (YTD, annualized)

1.02%+108 bps YoY

Net Interest Margin (YTD, annualized)

2.96%+45 bps YoY

Efficiency Ratio (YTD, annualized)

77.84%-1,307 bps YoY

Net Worth / Assets

7.36%+78 bps YoY

Year to date, annualized, through each quarter.

MetricQ4 2016Q1 2017Q2 2017Q3 2017Q4 2017Q1 2018Q2 2018Q3 2018YoY ΔTrend
Earnings
Return on Assets-0.37%-0.53%-0.13%-0.05%0.08%0.68%0.91%1.02%+108 bps
Return on Equity-5.58%-8.42%-2.03%-0.82%1.20%10.15%13.06%13.90%+1,472 bps
Net Interest Margin2.44%2.37%2.45%2.52%2.59%2.81%2.81%2.96%+45 bps
Efficiency Ratio98.54%98.12%93.85%90.91%88.95%84.01%81.01%77.84%-1,307 bps
Growth
Asset Growth (YoY)3.73%7.78%2.81%-0.32%0.18%-0.43%2.93%1.58%+190 bps
Loan Growth (YoY)2.64%1.57%5.56%5.82%24.72%32.48%25.72%30.23%+2,441 bps
Share Growth (YoY)4.09%8.94%3.42%-0.48%-0.02%-1.43%2.26%0.56%+103 bps
Asset Quality
Delinquent Loans / Loans0.88%0.41%0.38%0.51%0.39%0.45%0.41%0.53%+3 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans1.02%1.12%0.99%1.04%0.87%0.71%0.57%0.50%-54 bps
Capital
Risk-Based Capital6.66%6.31%6.52%6.58%6.73%6.72%6.93%7.36%+78 bps
Net Worth / Assets6.66%6.31%6.52%6.58%6.73%6.72%6.93%7.36%+78 bps
Liquidity & Funding
Loans / Shares39.82%36.73%40.73%39.87%49.67%49.37%50.07%51.63%+1,176 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%98.11%0.00%0.00%0.00%0 bps