Firstbank
Nashville, TN · Cert 8663 · Peer group: banks over $10B in assets (n=142-144) · FB Financial Corp.
State charter, Fed member · FED · 98 branches
Q2 2026
$16.8BAssets
$13.1BLoans
$14.4BDeposits
$2.0BEquity
Executive Summary
- Strongest standing: net interest margin outperforms 78% of banks over $10B in assets (rank 32 of 144).
- Widest gap: tier 1 capital ratio trails 93% of banks over $10B in assets (rank 134 of 144).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.43%
Rank 45 of 144
Net Interest Margin
3.73%
Rank 32 of 144
Efficiency Ratio
52.78%
Rank 50 of 144
Equity / Assets
11.75%
Rank 60 of 144
Non-interest income vs. expense
Unfavorable gap of $264.3M · efficiency ratio beats 66% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.43% | 1.00% | 1.26% | 1.54% | Beats 69% | 45 / 144 | |
| Return on Equity | 12.20% | 8.98% | 11.34% | 14.40% | Beats 58% | 60 / 144 | |
| Net Interest Margin | 3.73% | 2.82% | 3.31% | 3.68% | Beats 78% | 32 / 144 | |
| Efficiency Ratio | 52.78% | 49.42% | 56.02% | 62.41% | Beats 66% | 50 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.40% | 0.48% | 0.73% | 1.07% | Beats 16% | 120 / 142 | |
| Net Charge-Offs / Loans | 0.05% | 0.05% | 0.11% | 0.22% | Beats 75% | 37 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 11.29% | 12.07% | 12.98% | 14.92% | Beats 7% | 134 / 144 | |
| Total Risk-Based Capital Ratio | 12.54% | 13.39% | 14.14% | 16.25% | Beats 8% | 132 / 144 | |
| Equity / Assets | 11.75% | 9.69% | 11.39% | 12.96% | Beats 58% | 60 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 90.95% | 75.72% | 84.92% | 91.56% | 73rd pctl | 38 / 143 | |
| Loans / Assets | 77.94% | 59.83% | 69.07% | 74.80% | 83rd pctl | 25 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |