Aliso Viejo, CA · Charter 8611
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.01% | 0.02% | 0.05% | -0.23% | -0.03% | -3 bps | |
| Return on Equity | 0.05% | 0.15% | 0.43% | -1.98% | -0.21% | -25 bps | |
| Net Interest Margin | 2.21% | 2.27% | 2.35% | 2.46% | 2.87% | +66 bps | |
| Efficiency Ratio | 99.78% | 99.26% | 98.07% | 99.66% | 94.60% | -518 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.58% | -0.60% | 0.06% | -1.31% | -5.61% | -303 bps | |
| Loan Growth (YoY) | -5.43% | 10.20% | 12.76% | 9.34% | 6.63% | +1,205 bps | |
| Share Growth (YoY) | -5.92% | -2.02% | -1.25% | -1.28% | -4.30% | +163 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.06% | 0.07% | 0.17% | 1.69% | +169 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.02% | 11.96% | 12.13% | 11.72% | 12.75% | +72 bps | |
| Net Worth / Assets | 12.02% | 11.96% | 12.13% | 11.72% | 12.75% | +72 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 40.27% | 43.68% | 45.80% | 42.28% | 44.86% | +459 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |