New Castle, DE · Charter 8609
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.58% | 0.55% | 0.56% | -0.03% | -0.05% | -63 bps | |
| Return on Equity | 9.10% | 8.07% | 7.96% | -0.51% | -0.69% | -980 bps | |
| Net Interest Margin | 3.20% | 3.57% | 3.60% | 3.80% | 3.81% | +61 bps | |
| Efficiency Ratio | 85.64% | 84.63% | 83.50% | 91.88% | 92.99% | +735 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.99% | -3.58% | -1.29% | -1.91% | -3.58% | +140 bps | |
| Loan Growth (YoY) | 7.81% | 3.96% | 2.90% | -1.80% | -1.35% | -916 bps | |
| Share Growth (YoY) | -4.97% | -4.66% | -2.45% | -2.76% | -2.03% | +294 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.11% | 1.26% | 2.72% | 2.44% | 2.57% | +146 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 6.42% | 6.83% | 6.99% | 6.85% | 6.81% | +40 bps | |
| Net Worth / Assets | 6.42% | 6.83% | 6.99% | 6.85% | 6.81% | +40 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 50.71% | 52.48% | 52.58% | 49.87% | 51.06% | +35 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |