Long Beach, CA · Charter 86063
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.21% | 0.31% | 0.19% | 0.22% | 0.47% | +26 bps | |
| Return on Equity | 1.71% | 2.46% | 1.52% | 1.81% | 3.80% | +209 bps | |
| Net Interest Margin | 3.40% | 3.54% | 3.52% | 3.57% | 3.60% | +20 bps | |
| Efficiency Ratio | 86.70% | 86.63% | 90.17% | 89.61% | 84.99% | -171 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.63% | 0.11% | -1.81% | 1.03% | 0.68% | -295 bps | |
| Loan Growth (YoY) | 14.04% | 12.43% | 9.69% | 13.06% | 7.91% | -613 bps | |
| Share Growth (YoY) | 4.13% | -0.21% | -2.69% | 1.15% | 0.63% | -350 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.79% | 0.94% | 0.18% | 0.18% | 0.27% | -52 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.17% | 12.39% | 12.44% | 12.32% | 12.39% | +22 bps | |
| Net Worth / Assets | 12.17% | 12.39% | 12.44% | 12.32% | 12.39% | +22 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 47.42% | 49.41% | 51.87% | 50.55% | 50.85% | +343 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |