Postcity Financial
Long Beach, CA · Charter 86063 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$78.8MAssets
$35.2MLoans
$69.2MShares
$9.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 74% of credit unions under $1B in assets (rank 432 of 1682).
- Widest gap: efficiency ratio trails 70% of credit unions under $1B in assets (rank 1181 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.47%
Rank 1,168 of 1,683
Net Interest Margin
3.60%
Rank 1,041 of 1,683
Efficiency Ratio
84.96%
Rank 1,181 of 1,682
Equity / Assets
12.39%
Rank 940 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.47% | 0.35% | 0.74% | 1.18% | Beats 31% | 1,168 / 1,683 | | |
| Return on Equity | 3.79% | 2.67% | 5.89% | 8.74% | Beats 33% | 1,118 / 1,681 | | |
| Net Interest Margin | 3.60% | 3.31% | 3.82% | 4.32% | Beats 38% | 1,041 / 1,683 | | |
| Efficiency Ratio | 84.96% | 68.91% | 78.20% | 86.93% | Beats 30% | 1,181 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.27% | 0.26% | 0.65% | 1.29% | Beats 74% | 432 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.39% | 10.44% | 12.89% | 16.53% | Beats 44% | 940 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.39% | 10.44% | 12.89% | 16.53% | Beats 44% | 940 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 50.85% | 52.61% | 69.38% | 83.50% | 23rd pctl | 1,303 / 1,683 | | |
| Loans / Assets | 44.66% | 44.71% | 59.18% | 70.72% | 25th pctl | 1,264 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |