Kenmore N. Y. Teachers
Buffalo, NY · Charter 858 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 1 branch
Q2 2026
$69.5MAssets
$25.2MLoans
$63.7MShares
$6.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 53% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 28 of 60).
- Widest gap: net interest margin trails 98% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 59 of 60).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.63%
Rank 38 of 60
Net Interest Margin
2.19%
Rank 59 of 60
Efficiency Ratio
79.20%
Rank 35 of 60
Equity / Assets
9.39%
Rank 52 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.63% | 0.35% | 0.84% | 1.37% | Beats 37% | 38 / 60 | |
| Return on Equity | 6.68% | 2.76% | 6.36% | 10.04% | Beats 53% | 28 / 60 | |
| Net Interest Margin | 2.19% | 3.02% | 3.63% | 4.05% | Beats 2% | 59 / 60 | |
| Efficiency Ratio | 79.20% | 67.68% | 77.48% | 89.33% | Beats 43% | 35 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.87% | 0.32% | 0.64% | 1.44% | Beats 38% | 38 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.39% | 10.72% | 13.16% | 17.68% | Beats 13% | 52 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.39% | 10.72% | 13.16% | 17.68% | Beats 13% | 52 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 39.55% | 43.79% | 55.03% | 72.55% | 18th pctl | 49 / 60 | |
| Loans / Assets | 36.25% | 36.50% | 47.22% | 58.67% | 22nd pctl | 47 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |