Las Vegas, NV · Charter 8565
Q2 1997
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Earnings | |||||||||
| Return on Assets | 3.36% | 3.67% | 3.51% | 3.02% | 3.68% | 3.54% | 4.74% | +123 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 6.54% | 3.56% | 38.86% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 7.28% | 33.33% | 77.31% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 4.11% | -8.78% | 38.46% | n/a | |
| Asset Quality | |||||||||
| Delinquent Loans / Loans | 3.08% | 0.49% | 0.95% | 0.44% | 1.91% | 2.73% | 2.18% | +123 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.01% | 1.70% | 1.78% | 1.12% | 1.61% | 1.89% | 1.52% | -26 bps | |
| Capital | |||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||||
| Loans / Shares | 65.94% | 59.16% | 64.66% | 73.43% | 67.95% | 86.48% | 82.81% | +1,814 bps | |
| Liquid Assets / Assets | 16.68% | 22.18% | 17.48% | 7.94% | 19.90% | 19.58% | 19.40% | +192 bps | |