PackageTrendsPeer
Letter portraitLegal landscape

Bank of Grain Valley, The

Grain Valley, MO · Cert 8564 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=39-40) · Grain Valley Bancshares Inc.

State charter, non-member · FDIC · 2 branches

Q2 2026

$110.6MAssets
$66.8MLoans
$85.3MDeposits
$25.0MEquity

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in the Kansas City, MO-KS area (rank 8 of 39).
  • Widest gap: return on equity trails 85% of banks under $1B in assets in the Kansas City, MO-KS area (rank 34 of 40).
  • Overall: at or above the peer median on 8 of 9 directional measures.

Return on Assets

1.64%

Rank 13 of 40

Net Interest Margin

4.63%

Rank 9 of 40

Efficiency Ratio

53.10%

Rank 13 of 40

Equity / Assets

22.63%

Rank 3 of 40

Non-interest income vs. expense

$0.1M$2.6MINCOMEEXPENSE
Unfavorable gap of $2.6M · efficiency ratio beats 70% of banks under $1B in assets in the Kansas City, MO-KS area
Bank 53.10%Peer median 58.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets1.64%1.02%1.39%1.86%Beats 68%13 / 40
Return on Equity7.26%10.74%14.78%21.32%Beats 15%34 / 40
Net Interest Margin4.63%3.33%4.05%4.63%Beats 78%9 / 40
Efficiency Ratio53.10%51.70%58.10%69.29%Beats 70%13 / 40
Asset Quality
Nonperforming Loans / Loans0.00%0.05%0.20%1.11%Beats 100%8 / 39
Net Charge-Offs / Loans0.00%n/a0.00%0.05%Beats 100%15 / 39
Capital
Tier 1 Capital Ratio23.96%11.32%12.27%16.94%Beats 88%5 / 40
Total Risk-Based Capital Ratio23.96%11.32%13.09%17.63%Beats 88%5 / 40
Equity / Assets22.63%8.41%10.10%12.34%Beats 93%3 / 40
Liquidity & Funding
Loans / Deposits78.26%73.50%85.60%94.85%40th pctl24 / 40
Loans / Assets60.35%62.75%69.87%79.23%20th pctl32 / 40
Brokered Deposits / Depositsn/aNot reported for this institution