Progrowth Bank
Nicollet, MN · Cert 8536 · Peer group: banks under $1B in assets (n=581-629) · Progressive Growth Corp.
State charter, non-member · FDIC · 3 branches
Q2 2026
$364.8MAssets
$81.1MLoans
$327.1MDeposits
$19.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 81 of 581).
- Widest gap: equity / assets trails 99% of banks under $1B in assets (rank 625 of 629).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
-1.17%
Rank 601 of 629
Net Interest Margin
1.58%
Rank 614 of 629
Efficiency Ratio
98.81%
Rank 582 of 629
Equity / Assets
5.45%
Rank 625 of 629
Non-interest income vs. expense
Unfavorable gap of $5.8M · efficiency ratio beats 8% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.17% | 0.60% | 1.01% | 1.45% | Beats 4% | 601 / 629 | | |
| Return on Equity | -21.54% | 5.38% | 9.30% | 13.28% | Beats 2% | 618 / 629 | | |
| Net Interest Margin | 1.58% | 3.03% | 3.54% | 4.05% | Beats 2% | 614 / 629 | | |
| Efficiency Ratio | 98.81% | 58.35% | 67.79% | 79.08% | Beats 8% | 582 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 100% | 81 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 64% | 214 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 20.01% | 11.24% | 13.84% | 18.77% | Beats 78% | 138 / 629 | | |
| Total Risk-Based Capital Ratio | 20.50% | 11.58% | 14.43% | 19.66% | Beats 78% | 141 / 629 | | |
| Equity / Assets | 5.45% | 9.09% | 10.65% | 13.80% | Beats 1% | 625 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 24.80% | 67.24% | 80.90% | 93.48% | 3rd pctl | 576 / 594 | | |
| Loans / Assets | 22.24% | 53.31% | 67.71% | 78.15% | 9th pctl | 573 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |