Crawford County Trust and Savings Bank
Denison, IA · Cert 8511 · Peer group: banks under $1B in assets in IA (n=134-135) · Viking Corp. the
State charter, non-member · FDIC · 3 branches
Q2 2026
$294.5MAssets
$192.8MLoans
$267.2MDeposits
$26.0MEquity
Executive Summary
- Strongest standing: return on equity outperforms 92% of banks under $1B in assets in IA (rank 11 of 135).
- Widest gap: equity / assets trails 87% of banks under $1B in assets in IA (rank 117 of 135).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.51%
Rank 30 of 135
Net Interest Margin
3.45%
Rank 61 of 135
Efficiency Ratio
48.03%
Rank 26 of 135
Equity / Assets
8.83%
Rank 117 of 135
Non-interest income vs. expense
Unfavorable gap of $4.3M · efficiency ratio beats 81% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.51% | 0.92% | 1.19% | 1.47% | Beats 78% | 30 / 135 | |
| Return on Equity | 17.15% | 7.99% | 10.26% | 13.14% | Beats 92% | 11 / 135 | |
| Net Interest Margin | 3.45% | 2.95% | 3.41% | 3.73% | Beats 55% | 61 / 135 | |
| Efficiency Ratio | 48.03% | 50.61% | 57.35% | 63.29% | Beats 81% | 26 / 135 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.03% | 0.03% | 0.51% | 1.26% | Beats 75% | 35 / 134 | |
| Net Charge-Offs / Loans | 0.03% | n/a | 0.01% | 0.03% | Beats 26% | 100 / 134 | |
| Capital |
| Tier 1 Capital Ratio | 14.38% | 11.23% | 13.31% | 15.45% | Beats 61% | 53 / 135 | |
| Total Risk-Based Capital Ratio | 15.50% | 11.61% | 14.06% | 16.47% | Beats 67% | 45 / 135 | |
| Equity / Assets | 8.83% | 9.87% | 11.05% | 13.07% | Beats 13% | 117 / 135 | |
| Liquidity & Funding |
| Loans / Deposits | 72.15% | 68.54% | 81.55% | 91.24% | 31st pctl | 93 / 134 | |
| Loans / Assets | 65.47% | 57.61% | 68.06% | 76.23% | 44th pctl | 75 / 135 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |