Sloan State Bank
Sloan, IA · Cert 8507 · Peer group: banks under $1B in assets (n=581-629) · Sloan State Corp.
State charter, non-member · FDIC · 2 branches
Q2 2026
$78.9MAssets
$23.3MLoans
$73.8MDeposits
$5.0MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: equity / assets trails 97% of banks under $1B in assets (rank 613 of 629).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.17%
Rank 252 of 629
Net Interest Margin
2.93%
Rank 493 of 629
Efficiency Ratio
51.95%
Rank 84 of 629
Equity / Assets
6.28%
Rank 613 of 629
Non-interest income vs. expense
Unfavorable gap of $1.2M · efficiency ratio beats 87% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.17% | 0.60% | 1.01% | 1.45% | Beats 60% | 252 / 629 | |
| Return on Equity | 18.69% | 5.38% | 9.30% | 13.28% | Beats 92% | 53 / 629 | |
| Net Interest Margin | 2.93% | 3.03% | 3.54% | 4.05% | Beats 22% | 493 / 629 | |
| Efficiency Ratio | 51.95% | 58.35% | 67.79% | 79.08% | Beats 87% | 84 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.28% | 0.09% | 0.46% | 1.20% | Beats 4% | 560 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 10.95% | 11.24% | 13.84% | 18.77% | Beats 21% | 496 / 629 | |
| Total Risk-Based Capital Ratio | 10.95% | 11.58% | 14.43% | 19.66% | Beats 18% | 515 / 629 | |
| Equity / Assets | 6.28% | 9.09% | 10.65% | 13.80% | Beats 3% | 613 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 31.64% | 67.24% | 80.90% | 93.48% | 4th pctl | 570 / 594 | |
| Loans / Assets | 29.58% | 53.31% | 67.71% | 78.15% | 11th pctl | 560 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |