Sloan State Bank
Sloan, IA · Cert 8507 · Peer group: banks under $1B in assets (n=570-617) · Sloan State Corp.
State charter, non-member · FDIC · 2 branches
Q2 2026
$78.9MAssets
$23.3MLoans
$73.8MDeposits
$5.0MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 160 of 570).
- Widest gap: equity / assets trails 97% of banks under $1B in assets (rank 600 of 617).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.17%
Rank 251 of 617
Net Interest Margin
2.93%
Rank 485 of 617
Efficiency Ratio
51.95%
Rank 80 of 617
Equity / Assets
6.28%
Rank 600 of 617
Non-interest income vs. expense
Unfavorable gap of $1.2M · efficiency ratio beats 87% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.17% | 0.60% | 1.01% | 1.45% | Beats 59% | 251 / 617 | |
| Return on Equity | 18.69% | 5.30% | 9.43% | 13.30% | Beats 92% | 50 / 617 | |
| Net Interest Margin | 2.93% | 3.04% | 3.54% | 4.05% | Beats 21% | 485 / 617 | |
| Efficiency Ratio | 51.95% | 58.03% | 67.76% | 79.08% | Beats 87% | 80 / 617 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.28% | 0.09% | 0.47% | 1.27% | Beats 4% | 550 / 570 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 160 / 570 | |
| Capital |
| Tier 1 Capital Ratio | 10.95% | 11.18% | 13.83% | 18.55% | Beats 21% | 485 / 617 | |
| Total Risk-Based Capital Ratio | 10.95% | 11.56% | 14.39% | 19.39% | Beats 18% | 504 / 617 | |
| Equity / Assets | 6.28% | 9.03% | 10.55% | 13.63% | Beats 3% | 600 / 617 | |
| Liquidity & Funding |
| Loans / Deposits | 31.64% | 64.77% | 79.70% | 93.06% | 4th pctl | 556 / 582 | |
| Loans / Assets | 29.58% | 51.70% | 67.18% | 77.51% | 12th pctl | 546 / 617 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |