Sloan, IA · Cert 8507 · Sloan State Corp.
State charter, non-member · FDIC · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets (n=581 to 629). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
14
Asset Quality
52
Profitability
58
Liquidity
0
Efficiency
87
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Sloan, IA · Cert 8507 · Sloan State Corp.
State charter, non-member · FDIC · 2 branches
Q2 2026
Market Position · Sioux City, IA-NE-SD · 2026 SOD (annual) · 1.3% share · #19 of 28 inst. · $0.1B of $4.6B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.19% | 1.13% | 1.12% | 1.09% | 1.17% | 1.13% | 1.08% | 1.18% | +9 bps | |
| Return on Equity | 27.75% | 26.26% | 23.74% | 22.15% | 21.78% | 20.06% | 17.65% | 19.02% | -313 bps | |
| Net Interest Margin | 3.14% | 2.98% | 3.04% | 3.16% | 3.25% | 3.21% | 3.10% | 2.93% | -23 bps | |
| Efficiency Ratio | 54.32% | 56.64% | 55.26% | 53.60% | 52.76% | 55.16% | 53.75% | 51.95% | -165 bps | |
| Non-Interest Burden | 1.63% | 1.62% | 1.65% | 1.66% | 1.68% | 1.73% | 1.63% | 1.48% | -18 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.19% | 4.19% | 5.01% | 3.79% | 1.98% | 0.28% | 18.33% | 10.44% | +665 bps | |
| Loan Growth (YoY) | -6.54% | 1.01% | 0.44% | 0.47% | 11.38% | 5.24% | 10.20% | 0.73% | +27 bps | |
| Deposit Growth (YoY) | -0.27% | 3.29% | 3.35% | 2.35% | 1.18% | -2.17% | 17.54% | 9.36% | +701 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 2.12% | 2.23% | 1.42% | 4.18% | 1.65% | 1.09% | 1.67% | 4.28% | +11 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.03% | 0.02% | 0.03% | 0.02% | 0.00% | 0.00% | -2 bps | |
| Allowance / Loans | 1.33% | 1.23% | 1.28% | 1.46% | 1.33% | 1.31% | 1.30% | 1.44% | -2 bps | |
| Allowance Coverage of NPLs | 0.6x | 0.6x | 0.9x | 0.4x | 0.8x | 1.2x | 0.8x | 0.3x | 0.0x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.90% | 11.25% | 11.55% | 11.69% | 12.11% | 11.75% | 11.93% | 10.95% | -74 bps | |
| Total Risk-Based Capital | 11.90% | 11.25% | 11.55% | 11.69% | 12.11% | 11.75% | 11.93% | 10.95% | -74 bps | |
| Equity / Assets | 5.97% | 4.45% | 4.95% | 5.35% | 6.70% | 6.78% | 5.61% | 6.28% | +93 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 34.79% | 36.29% | 33.74% | 34.35% | 38.30% | 39.04% | 31.63% | 31.64% | -271 bps | |
| Liquid Assets / Assets | 1.78% | 4.58% | 5.43% | 6.61% | 7.75% | 9.49% | 8.90% | 11.04% | +443 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 7.64% | 5.89% | 7.61% | n/a | n/a | |
Sloan, IA · Cert 8507 · Peer group: banks under $1B in assets (n=581-629) · Sloan State Corp.
State charter, non-member · FDIC · 2 branches
Q2 2026
Return on Assets
1.17%
Rank 252 of 629
Net Interest Margin
2.93%
Rank 493 of 629
Efficiency Ratio
51.95%
Rank 84 of 629
Equity / Assets
6.28%
Rank 613 of 629
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.17% | 0.60% | 1.01% | 1.45% | Beats 60% | 252 / 629 | ||
| Return on Equity | 18.69% | 5.38% | 9.30% | 13.28% | Beats 92% | 53 / 629 | ||
| Net Interest Margin | 2.93% | 3.03% | 3.54% | 4.05% | Beats 22% | 493 / 629 | ||
| Efficiency Ratio | 51.95% | 58.35% | 67.79% | 79.08% | Beats 87% | 84 / 629 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 4.28% | 0.09% | 0.46% | 1.20% | Beats 4% | 560 / 581 | ||
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.95% | 11.24% | 13.84% | 18.77% | Beats 21% | 496 / 629 | ||
| Total Risk-Based Capital Ratio | 10.95% | 11.58% | 14.43% | 19.66% | Beats 18% | 515 / 629 | ||
| Equity / Assets | 6.28% | 9.09% | 10.65% | 13.80% | Beats 3% | 613 / 629 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 31.64% | 67.24% | 80.90% | 93.48% | 4th pctl | 570 / 594 | ||
| Loans / Assets | 29.58% | 53.31% | 67.71% | 78.15% | 11th pctl | 560 / 629 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||