Advantage Plus
Pocatello, ID · Charter 8428 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
$292.4MAssets
$241.6MLoans
$263.7MShares
$28.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 68% of credit unions under $1B in assets (rank 532 of 1682).
- Widest gap: equity / assets trails 83% of credit unions under $1B in assets (rank 1404 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.47%
Rank 1,169 of 1,683
Net Interest Margin
3.76%
Rank 896 of 1,683
Efficiency Ratio
89.74%
Rank 1,377 of 1,682
Equity / Assets
9.65%
Rank 1,404 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.47% | 0.35% | 0.74% | 1.18% | Beats 31% | 1,169 / 1,683 | | |
| Return on Equity | 4.86% | 2.67% | 5.89% | 8.74% | Beats 42% | 967 / 1,681 | | |
| Net Interest Margin | 3.76% | 3.31% | 3.82% | 4.32% | Beats 47% | 896 / 1,683 | | |
| Efficiency Ratio | 89.74% | 68.91% | 78.20% | 86.93% | Beats 18% | 1,377 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.36% | 0.26% | 0.65% | 1.29% | Beats 68% | 532 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.65% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,404 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.65% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,404 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.61% | 52.61% | 69.38% | 83.50% | 89th pctl | 182 / 1,683 | | |
| Loans / Assets | 82.62% | 44.71% | 59.18% | 70.72% | 95th pctl | 87 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |