Strip Steel Community
Weirton, WV · Charter 8418 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$59.9MAssets
$21.9MLoans
$48.5MShares
$11.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 85% of credit unions under $1B in assets (rank 259 of 1683).
- Widest gap: net interest margin trails 90% of credit unions under $1B in assets (rank 1518 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.80%
Rank 782 of 1,683
Net Interest Margin
2.86%
Rank 1,518 of 1,683
Efficiency Ratio
73.09%
Rank 597 of 1,682
Equity / Assets
19.26%
Rank 259 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.80% | 0.35% | 0.74% | 1.18% | Beats 54% | 782 / 1,683 | |
| Return on Equity | 4.14% | 2.67% | 5.89% | 8.74% | Beats 36% | 1,070 / 1,681 | |
| Net Interest Margin | 2.86% | 3.31% | 3.82% | 4.32% | Beats 10% | 1,518 / 1,683 | |
| Efficiency Ratio | 73.09% | 68.91% | 78.20% | 86.93% | Beats 65% | 597 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.26% | 0.65% | 1.29% | Beats 77% | 394 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.26% | 10.44% | 12.89% | 16.53% | Beats 85% | 259 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.26% | 10.44% | 12.89% | 16.53% | Beats 85% | 259 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 45.12% | 52.61% | 69.38% | 83.50% | 17th pctl | 1,402 / 1,683 | |
| Loans / Assets | 36.54% | 44.71% | 59.18% | 70.72% | 15th pctl | 1,432 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |