Firstenergy Choice
Greensburg, PA · Charter 839 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$51.6MAssets
$13.1MLoans
$41.0MShares
$11.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 15 of 78).
- Widest gap: net interest margin trails 58% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 45 of 78).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.31%
Rank 20 of 78
Net Interest Margin
3.52%
Rank 45 of 78
Efficiency Ratio
66.47%
Rank 22 of 78
Equity / Assets
21.32%
Rank 14 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.31% | 0.37% | 0.83% | 1.31% | Beats 74% | 20 / 78 | | |
| Return on Equity | 6.16% | 1.73% | 5.71% | 9.08% | Beats 51% | 38 / 78 | | |
| Net Interest Margin | 3.52% | 3.17% | 3.63% | 4.21% | Beats 42% | 45 / 78 | | |
| Efficiency Ratio | 66.47% | 65.01% | 78.15% | 89.28% | Beats 73% | 22 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.19% | 0.40% | 0.84% | 1.97% | Beats 82% | 15 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.32% | 12.42% | 15.10% | 18.27% | Beats 82% | 14 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.32% | 12.42% | 15.10% | 18.27% | Beats 82% | 14 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 32.03% | 34.83% | 50.41% | 71.84% | 18th pctl | 64 / 78 | | |
| Loans / Assets | 25.47% | 29.34% | 41.02% | 56.96% | 15th pctl | 66 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |