PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Fort Wayne Police Department

Fort Wayne, IN · Charter 8374

Q2 1997

$3.1MAssets
$2.3MLoans
$3.0MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 4.21%, up 345 bps year over year.
  • Asset quality: problem loans at 0.91% of loans (+40 bps YoY).
  • Funding: loans stand at 78.21% of shares as of Q2 1997.

Return on Assets (YTD, annualized)

4.21%+345 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996Q4 1996Q2 1997YoY ΔTrend
Earnings
Return on Assets2.62%2.31%0.76%1.72%-4.30%-0.34%4.21%+345 bps
Return on Equityn/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-3.15%-2.09%3.95%n/a
Loan Growth (YoY)n/an/an/an/a-16.92%-6.33%3.46%n/a
Share Growth (YoY)n/an/an/an/a3.43%2.42%6.89%n/a
Asset Quality
Delinquent Loans / Loans1.08%0.70%0.50%0.98%0.67%1.92%0.91%+40 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/a
Allowance / Loans0.91%0.99%1.32%1.37%1.63%1.63%1.43%+11 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares86.76%84.13%80.80%76.75%69.69%76.94%78.21%-259 bps
Liquid Assets / Assets8.75%10.85%16.84%18.97%23.47%21.49%20.27%+343 bps