Stockmens Bank
Colorado Springs, CO · Cert 8321 · Peer group: banks under $1B in assets (n=570-617) · First Bancshares Inc.
State charter, non-member · FDIC · 13 branches
Q2 2026
$650.8MAssets
$556.6MLoans
$567.4MDeposits
$69.0MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 91% of banks under $1B in assets (rank 56 of 617).
- Widest gap: tier 1 capital ratio trails 77% of banks under $1B in assets (rank 475 of 617).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.37%
Rank 175 of 617
Net Interest Margin
4.59%
Rank 56 of 617
Efficiency Ratio
54.01%
Rank 108 of 617
Equity / Assets
10.60%
Rank 306 of 617
Non-interest income vs. expense
Unfavorable gap of $14.0M · efficiency ratio beats 83% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.37% | 0.60% | 1.01% | 1.45% | Beats 72% | 175 / 617 | |
| Return on Equity | 12.91% | 5.30% | 9.43% | 13.30% | Beats 72% | 173 / 617 | |
| Net Interest Margin | 4.59% | 3.04% | 3.54% | 4.05% | Beats 91% | 56 / 617 | |
| Efficiency Ratio | 54.01% | 58.03% | 67.76% | 79.08% | Beats 83% | 108 / 617 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.18% | 0.09% | 0.47% | 1.27% | Beats 67% | 187 / 570 | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.01% | 0.06% | Beats 44% | 320 / 570 | |
| Capital |
| Tier 1 Capital Ratio | 11.01% | 11.18% | 13.83% | 18.55% | Beats 23% | 475 / 617 | |
| Total Risk-Based Capital Ratio | 12.27% | 11.56% | 14.39% | 19.39% | Beats 32% | 420 / 617 | |
| Equity / Assets | 10.60% | 9.03% | 10.55% | 13.63% | Beats 50% | 306 / 617 | |
| Liquidity & Funding |
| Loans / Deposits | 98.08% | 64.77% | 79.70% | 93.06% | 84th pctl | 95 / 582 | |
| Loans / Assets | 85.52% | 51.70% | 67.18% | 77.51% | 94th pctl | 39 / 617 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |