Estacado
Hobbs, NM · Charter 8299 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$120.0MAssets
$76.8MLoans
$102.4MShares
$16.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 94% of credit unions under $1B in assets (rank 100 of 1681).
- Widest gap: nonperforming loans / loans trails 53% of credit unions under $1B in assets (rank 897 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.79%
Rank 133 of 1,683
Net Interest Margin
4.71%
Rank 247 of 1,683
Efficiency Ratio
64.84%
Rank 292 of 1,682
Equity / Assets
14.05%
Rank 666 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.79% | 0.35% | 0.74% | 1.18% | Beats 92% | 133 / 1,683 | |
| Return on Equity | 12.76% | 2.67% | 5.89% | 8.74% | Beats 94% | 100 / 1,681 | |
| Net Interest Margin | 4.71% | 3.31% | 3.82% | 4.32% | Beats 85% | 247 / 1,683 | |
| Efficiency Ratio | 64.84% | 68.91% | 78.20% | 86.93% | Beats 83% | 292 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.73% | 0.26% | 0.65% | 1.29% | Beats 47% | 897 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.05% | 10.44% | 12.89% | 16.53% | Beats 60% | 666 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.05% | 10.44% | 12.89% | 16.53% | Beats 60% | 666 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 74.99% | 52.61% | 69.38% | 83.50% | 60th pctl | 674 / 1,683 | |
| Loans / Assets | 63.99% | 44.71% | 59.18% | 70.72% | 61st pctl | 662 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |