Indianapolis, IN · Charter 82793
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.77% | 0.74% | 0.67% | 0.59% | 0.84% | +7 bps | |
| Return on Equity | 4.93% | 4.58% | 4.26% | 3.84% | 5.24% | +31 bps | |
| Net Interest Margin | 3.97% | 4.07% | 3.96% | 3.80% | 3.95% | -2 bps | |
| Efficiency Ratio | 75.43% | 76.96% | 78.21% | 78.59% | 76.23% | +79 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.65% | 1.34% | 0.36% | 1.82% | 2.40% | +175 bps | |
| Loan Growth (YoY) | 2.28% | 2.58% | 4.73% | 4.39% | 1.50% | -78 bps | |
| Share Growth (YoY) | -0.64% | 0.41% | -0.20% | 1.87% | 2.51% | +314 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.84% | 0.71% | 1.14% | 0.74% | 1.04% | +20 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.71% | 16.07% | 15.71% | 15.38% | 16.02% | +31 bps | |
| Net Worth / Assets | 15.71% | 16.07% | 15.71% | 15.38% | 16.02% | +31 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 42.27% | 42.92% | 42.10% | 40.29% | 41.85% | -41 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |