Indianapolis, IN · Charter 82769
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.87% | 0.84% | 0.61% | 0.86% | 0.84% | 0.72% | 0.76% | 1.05% | +19 bps | |
| Return on Equity | 5.59% | 5.45% | 4.06% | 5.82% | 5.66% | 4.86% | 5.17% | 7.09% | +127 bps | |
| Net Interest Margin | 2.83% | 2.84% | 2.68% | 2.79% | 2.82% | 2.88% | 2.85% | 2.94% | +15 bps | |
| Efficiency Ratio | 74.04% | 74.95% | 78.67% | 69.06% | 69.29% | 73.00% | 76.11% | 68.15% | -91 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.58% | 3.08% | 5.61% | 9.88% | 10.58% | 8.06% | 7.29% | 5.70% | -418 bps | |
| Loan Growth (YoY) | 3.46% | -1.37% | -5.26% | -5.82% | -10.22% | -6.06% | -6.30% | -8.17% | -235 bps | |
| Share Growth (YoY) | 0.11% | 2.69% | 5.61% | 10.93% | 11.32% | 8.50% | 7.58% | 5.65% | -528 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.21% | 0.16% | 0.35% | 0.00% | 0.26% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.49% | 15.32% | 14.98% | 14.77% | 14.83% | 14.90% | 14.71% | 14.78% | +1 bps | |
| Net Worth / Assets | 15.49% | 15.32% | 14.98% | 14.77% | 14.83% | 14.90% | 14.71% | 14.78% | +1 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 64.30% | 60.00% | 55.90% | 53.71% | 51.86% | 51.95% | 48.68% | 46.68% | -702 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |