Franklin Electric Employees
Bluffton, IN · Charter 82753 · Peer group: credit unions under $1B in assets (n=1,748-1,753)
NCUA · 1 branch
Q2 2024
$823KAssets
$188KLoans
$634KShares
$187KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 93% of credit unions under $1B in assets (rank 131 of 1753).
- Widest gap: efficiency ratio trails 100% of credit unions under $1B in assets (rank 1745 of 1748).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-6.80%
Rank 1,741 of 1,753
Net Interest Margin
2.43%
Rank 1,576 of 1,752
Efficiency Ratio
338%
Rank 1,745 of 1,748
Equity / Assets
22.72%
Rank 130 of 1,752
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -6.80% | 0.23% | 0.68% | 1.19% | Beats 1% | 1,741 / 1,753 | n/a | |
| Return on Equity | -29.95% | 1.80% | 5.29% | 9.05% | Beats 2% | 1,718 / 1,750 | n/a | |
| Net Interest Margin | 2.43% | 2.98% | 3.54% | 4.20% | Beats 10% | 1,576 / 1,752 | n/a | |
| Efficiency Ratio | 338% | 69.58% | 78.86% | 88.33% | Beats 0% | 1,745 / 1,748 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.60% | 0.22% | 0.59% | 1.20% | Beats 18% | 1,441 / 1,748 | n/a | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.67% | 9.91% | 12.21% | 15.57% | Beats 93% | 131 / 1,753 | n/a | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.72% | 9.91% | 12.21% | 15.57% | Beats 93% | 130 / 1,752 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 29.70% | 55.88% | 73.01% | 86.61% | 4th pctl | 1,678 / 1,750 | n/a | |
| Loans / Assets | 22.84% | 48.21% | 62.51% | 73.23% | 3rd pctl | 1,694 / 1,752 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |