El Segundo, CA · Charter 8261
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.12% | 0.17% | 0.25% | 0.50% | 0.57% | +44 bps | |
| Return on Equity | 1.08% | 1.51% | 2.16% | 4.61% | 4.97% | +389 bps | |
| Net Interest Margin | 3.21% | 3.42% | 3.49% | 3.31% | 3.49% | +28 bps | |
| Efficiency Ratio | 96.19% | 93.53% | 93.17% | 80.18% | 80.42% | -1,578 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -8.86% | -2.57% | 0.69% | -1.43% | 3.29% | +1,215 bps | |
| Loan Growth (YoY) | -6.34% | -3.99% | 1.14% | -3.66% | -3.96% | +238 bps | |
| Share Growth (YoY) | -9.78% | -2.74% | 0.45% | -2.90% | 2.27% | +1,204 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.11% | +11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.29% | 11.44% | 11.56% | 10.86% | 11.39% | +10 bps | |
| Net Worth / Assets | 11.29% | 11.44% | 11.56% | 10.86% | 11.39% | +10 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 84.68% | 85.82% | 84.26% | 77.33% | 79.53% | -515 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |