Burbank, CA · Charter 8230
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.84% | -0.85% | -0.89% | -0.76% | -0.97% | -13 bps | |
| Return on Equity | -9.91% | -10.17% | -10.78% | -9.35% | -12.03% | -212 bps | |
| Net Interest Margin | 1.93% | 1.99% | 2.04% | 2.28% | 2.25% | +32 bps | |
| Efficiency Ratio | 118.03% | 117.19% | 117.15% | 114.74% | 120.53% | +250 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.75% | 0.00% | 0.95% | -1.57% | -6.21% | -346 bps | |
| Loan Growth (YoY) | 5.43% | 0.99% | -1.03% | -2.01% | -6.18% | -1,161 bps | |
| Share Growth (YoY) | 1.42% | -1.45% | 0.51% | -4.66% | -7.14% | -856 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.28% | 0.28% | 0.25% | 0.34% | 0.32% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.45% | 8.35% | 8.24% | 8.12% | 8.05% | -40 bps | |
| Net Worth / Assets | 8.45% | 8.35% | 8.24% | 8.12% | 8.05% | -40 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 103.50% | 102.32% | 101.61% | 101.85% | 104.57% | +106 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |