Burbank, CA · Charter 8230
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
6
Asset Quality
66
Profitability
4
Liquidity
0
Efficiency
6
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Burbank, CA · Charter 8230
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.82% | -1.08% | -0.93% | -0.84% | -0.85% | -0.89% | -0.76% | -0.97% | -13 bps | |
| Return on Equity | -8.67% | -11.72% | -10.59% | -9.91% | -10.17% | -10.78% | -9.35% | -12.03% | -212 bps | |
| Net Interest Margin | 1.80% | 1.83% | 1.89% | 1.93% | 1.99% | 2.04% | 2.28% | 2.25% | +32 bps | |
| Efficiency Ratio | 118.30% | 121.71% | 120.54% | 118.03% | 117.19% | 117.15% | 114.74% | 120.53% | +250 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -7.97% | -7.98% | -5.69% | -2.75% | 0.00% | 0.95% | -1.57% | -6.21% | -346 bps | |
| Loan Growth (YoY) | -3.74% | -2.99% | -0.02% | 5.43% | 0.99% | -1.03% | -2.01% | -6.18% | -1,161 bps | |
| Share Growth (YoY) | -12.88% | -6.68% | -3.37% | 1.42% | -1.45% | 0.51% | -4.66% | -7.14% | -856 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.46% | 0.15% | 0.32% | 0.28% | 0.28% | 0.25% | 0.34% | 0.32% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.43% | 9.22% | 8.83% | 8.45% | 8.35% | 8.24% | 8.12% | 8.05% | -40 bps | |
| Net Worth / Assets | 9.43% | 9.22% | 8.83% | 8.45% | 8.35% | 8.24% | 8.12% | 8.05% | -40 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 99.84% | 103.19% | 99.09% | 103.50% | 102.32% | 101.61% | 101.85% | 104.57% | +106 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Burbank, CA · Charter 8230 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 2 branches
Q2 2026
Return on Assets
-0.97%
Rank 59 of 62
Net Interest Margin
2.25%
Rank 57 of 62
Efficiency Ratio
120.52%
Rank 59 of 62
Equity / Assets
8.05%
Rank 58 of 62
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -0.97% | 0.01% | 0.47% | 0.92% | Beats 5% | 59 / 62 | ||
| Return on Equity | -12.02% | 0.18% | 3.35% | 5.66% | Beats 0% | 62 / 62 | ||
| Net Interest Margin | 2.25% | 2.88% | 3.31% | 3.93% | Beats 8% | 57 / 62 | ||
| Efficiency Ratio | 120.52% | 71.17% | 84.14% | 92.47% | Beats 6% | 59 / 62 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.32% | 0.22% | 0.52% | 0.99% | Beats 66% | 22 / 62 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 8.05% | 9.30% | 12.20% | 16.33% | Beats 6% | 58 / 62 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 8.05% | 9.30% | 12.20% | 16.33% | Beats 6% | 58 / 62 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 104.57% | 48.69% | 57.00% | 84.55% | 98th pctl | 1 / 62 | ||
| Loans / Assets | 71.56% | 42.93% | 53.05% | 69.62% | 77th pctl | 14 / 62 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||